Assessing Your Investment Strategy: A Comprehensive Review for the Year Ahead

In the realm of finance, investing is both an art and a science. It can also be a key aspect to securing a prosperous financial future. However, you can’t just “set and forget” your portfolio. Much like an architect reviewing blueprints before construction begins, assessing your investment strategy is an essential step toward building financial […]

Unlocking Investor Success: Escaping the Clutches of Behavioral Traps

You may think that successful investing is all about having a strong grasp of economic principles. While this is certainly helpful, it is also advantageous to have a deep understanding of human behavior. That’s because, as human beings, we are sometimes our own worst enemies when it comes to financial decision-making. In fact, there is […]

What Are the Differences Between ETFs and Index Funds?

What Are the Differences Between ETFs and Index Funds? BA Schrock

Understanding ETFs and Index Funds ETFs and index funds are two popular investment vehicles that provide investors with exposure to a diversified portfolio of securities. While both investment options closely track a particular market index, they differ in several key ways. Difference Between ETFs and Index Funds: Trading One significant difference between ETFs and index […]

Passive Real Estate Investing: Is it Right for You?

Is Passive Real Estate Investing Right for You?

Consider These Options for Generating Income Through Real Estate Investments When you think about real estate investing, it’s likely that two things come to mind. First, you might think of those popular television shows where someone buys a property, fixes it up, then sells it for a profit. Second, you probably think of purchasing a […]

Don’t Forget the Tried-and-True Value of Compounding Interest

Don’t Forget the Tried-and-True Value of Compounding Interest BA Schrock

If you forgot what compounding interest was, let’s refresh. Compounding interest is the process by which the interest earned on an investment is reinvested so that the initial investment grows over time. It may not seem like it, but compounding returns is a powerful tool that can significantly increase the value of an investment over […]

2 Reasons 2022 Challenged the 60/40 Portfolio Allocation Strategy

2 Reasons the Generic 60/40 Portfolio Fails BA Schrock Financial Group

  Starting out your investing journey, you may have been advised to follow the 60/40 allocation strategy. This strategy tells you to put 60% of your portfolio in equities and 40% in bonds or other fixed-income offerings. For decades, this strategy has been revered for its balance, offering high growth potential from stocks and a […]

3 Factors to Know for Rising Interest Rate Conditions

3 Factors to Know for Rising Interest Rate Conditions BA Schrock Financial Group

  The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008.[1] In efforts to curb raging inflation, the US Federal Reserve has raised interest rates six times in 2022, reaching a target of 3.75% in November.[2] This rise in […]

The Value of Opening a Roth IRA at the End of the Year

The Value of Opening a Roth IRA at the End of the Year BA Schrock Financial Group

These days, retirement planning will likely involve Individual Retirement Accounts in one way or another. Whether you’re looking to roll over a 401(k), optimize your withdrawal timing, or take advantage of catch-up contributions, your IRA strategy may be one of the main components of your income strategy. So, let’s talk about the Roth IRA and […]

Can You Turn Investment Losses Into Tax Gains?

Can You Turn Investment Losses Into Tax Gains? BA Schrock

When markets take a spill, especially when it comes to your retirement investments, it’s harder to find ways to meet your financial goals. If you were relying on IRA or 401(k) withdrawals to cover your expenses, doing so when markets are down would decrease the lifespan of your savings. And if you’re nearing retirement, market […]

Does the 4% Rule Really Work?

Does the 4% Rule Really Work? BA Schrock

During your saving years, your main goal is to accumulate wealth so that you have the resources to achieve a comfortable retirement. But that is just half the battle. How you use your savings to cover your living costs is the real key to living the retirement you dream of. You may have done some […]

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